How Square Inc. and similar fintech companies differentiated their success

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Approximately 70% of average Americans struggle with managing their everyday finances and a significant population has less than $1000 in our savings account or in any form of an investment portfolio.

The indefinite closure for small businesses and limited operations due to the pandemic had added to the anxiety of business owners and retail investors to secure their finances.

Emerging fintech companies had always been a lucrative opportunity to penetrate the market and there have been about 8775 fintech startups in North America alone as of February 2020. In 2019 fintech startups were able to raise $34.5 Billion in funding…


Is investing in cryptocurrency safe?

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This article primarily focuses on the architecture behind the cryptocurrency and why it has recently gained momentum into investment. If you have any individual questions/queries regarding the technology , please feel free to comment below, I would try to respond as much as I could.

Introduction

The concept of Bitcoin or cryptocurrency can be overwhelming because it is a relatively new domain for most individuals and investors. There has been a dichotomy, where one group has been approbating its transaction in mainstream investment portfolio and purchases(Elon Musk) whereas others are skeptic for its transition into an everyday norm because lack of…


How pragmatic is the approach?

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Disclaimer : It is not a Financial advise. Like any investment option it has its inherent risk.

Cryptocurrency has been scrutinized at miscellaneous occasions and its viability has been questioned for its volatility. Nevertheless on economics perspective it is inevitable to ignore its significance because of its rising demand by both corporate and retail investors. It is important to understand that cryptocurrency will be a future derivative and its valuation is worth only if it can be used as a means of business and everyday transactions.

What exactly is Bitcoin or Cryptocurrency?

The concept of cryptocurrency includes a virtual decentralized currency built on block chain technology…


How close are we towards an Advanced Futuristic World?

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Artificial Intelligence (AI) is now expanding beyond its primary field of application in major industrial sectors and other high-tech financial and cybersecurity companies. Their current target is the healthcare industry.

According to data from statista.com, the revenue of the US healthcare industry in 2019 was $2487 billion. Startups and Venture Capitalist (VC) are realizing the potential of AI and Machine Learning (ML) solutions in the healthcare industry as it offers the solution of increasing efficiency and reducing the cost to the patients. According to the American Society of Plastic Surgeons (ASPS), Americans spent over $16.5 billion in cosmetic plastic surgery…


The tactics that work for high returns

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Most of us have heard of Hedge fund investors but are not sure what makes them particularly different from other investors. It is no news that hedge funds are usually frowned upon by the general audience and market speculators for various reasons and two of the prime reasons are

  1. the “exclusivity” to be a client to a hedge fund investment
  2. The lack of regulations applied to hedge fund investment by SEC (Securities and Exchange Commission); unlike that for mutual fund investors).

The Exclusivity

Hedge fund can be compared to a elite group of financial investors ( the investor needs to…


The Concept made Easy for Investing

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We have all heard about cryptocurrency as a virtual currency based on blockchain technology. The primary reason why it is so popular is because of its :

(i) immunization from government interference

(ii) it is difficult to manipulate or counterfeit

(iii) high volatility and price fluctuations.

However, these are some general information regarding cryptocurrency and many of us lack a comprehensive understanding of the system. The most popular cryptocurrency is Bitcoin and it is currently trading at a little over 11k US dollar for a single bitcoin at the time of writing this article. …


It is not just the numbers but the impact it makes to the society

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The COVID-19 pandemic has taught us that healthcare industry should be one our priority for a functional society. An average American spends over $10,000 on healthcare expenditure. According to the data from the National healthcare spending, the total expenditure in US alone in 2019 was 3.6 trillion. This is 4 % increment from 2018 where expenditure was $3.5 trillion and in 2015 it was roughly $3.2 trillion. These numbers show a consistent increment and reflects the potential for startups to tap into the profit of the market-share.

During the first quarter of 2020, in the midst of the COVID-19 pandemic…


Photo by National Cancer Institute on Unsplash

Artificial Intelligence (AI) is now expanding beyond its primary field of application in major industrial sectors and other high-tech financial and cybersecurity companies. Their current target is the healthcare industry.

According to data from statista.com, the revenue of the US healthcare industry in 2019 was $2487 billion. Startups and Venture Capitalist (VC) are realizing the potential of AI and Machine Learning (ML) solutions in the healthcare industry as it offers the solution of increasing efficiency and reducing the cost to the patients. According to the American Society of Plastic Surgeons (ASPS), Americans spent over $16.5 billion in cosmetic plastic surgery…


Photo by The New York Public Library on Unsplash

Tears streamed through my eyes, as she clutched on tightly to my left palm. Her breathing were getting heavier with every passing second, as she struggled to mutter her final words. I hesitantly stroked her soft delicate cheeks to calm her down as she suffered in excruciating pain.

“Pass on this note to Henry….” she wept.

I grabbed the note and gave her a reassuring look.

Make sure he gets it…”she struggled to say as she panted heavily . I could only see the look of desperation in her eyes.

I met Jane while we were in high-school. We shared…

Shadeeb Hossain

Researcher/Innovator/Tech Enthusiast

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